with Aishwarya Narayan, Arisha Salman, Mitali Nikore, Mannat Sharma, Sharmishtha Nanda, Sonal Jaitly and Dr. Sumita Kale

RBI can take on a greater role in the regulation of climate risk. This could be done by providing more tangible guidance, laying down best practices, using fintech for exploring initiatives to boost green financing, and making climate-related financial disclosures in line with the proposed framework

Indian women face multiple barriers in accessing finance in an equitable manner. Research suggests adding a gender lens to existing laws and financial products is crucial.

Financial inclusion of women is of immense importance in achieving gender equality as well as economic independence. As of 2017, 55 percent women still did not use their bank accounts.

with Aditi Namdeo, Anita Srinivasan, Jayshree Venkatesan, Pallavi Tewari Madhok, Sonal Jaitly and Dr. Sumita Kale.

While disbursals are now largely cashless, collections aren’t

An attempt to calibrate the AA framework as it stands today with India’s financial inclusion objective

Inherent weaknesses in India’s welfare system & lack of digital infrastructure pose challenges